The first step is an initial, no-obligation conversation. This can be done by phone or video call. It's an opportunity for you to tell us about your situation and goals, and for us to explain our approach. We'll use this time to see if there's a good fit for a potential partnership. 

We believe in transparent and straightforward compensation. Our fees are typically based on a fixed project fee for specific work or a percentage of assets under advisement for ongoing planning relationships. We will always clearly outline all fees and costs before we begin any work together. 

Yes, absolutely. We work with individuals and families at various stages of their financial journey, including those who are just beginning to build their foundation. Our educational focus is particularly valuable for those looking to gain confidence and establish good financial habits early on. 

For ongoing clients, we typically schedule formal review meetings at least twice a year to discuss progress and any life changes. However, we are available for questions and discussions throughout the year. Communication can be as frequent or infrequent as you need it to be.

We work with a diverse group of clients, including young professionals, established families, and business owners. What they typically share is a desire for clarity, a wish to be more educated about their finances, and an appreciation for a personalized, collaborative approach. 

Protecting your privacy and confidentiality is a cornerstone of our practice. We have strict policies and procedures in place to safeguard all personal information. We do not share your data with anyone without your explicit permission, except as required by law or professional regulations.